1. TERMS OF USE

Last Updated and Effective: December 1, 2025

These User Terms of Use ("Terms") apply to your use of the platform of website and online services (the "Platform") provided by TheStreet Pro Company ("TheStreet Pro," "we," or "us").

Throughout the Platform, we contract with third-party content creators and publishers ("Partners") to permit them to publish articles, blogs, and other content on the Platform ("Partner Content"). Use of our Platform as a Partner is subject to separate terms. If you are a Partner, then these Terms apply only to your use of our Platform as an end user of other Partner Content, User Content, or Author Content (as defined in Section 4(b) below). In addition, we may permit a user on the Platform who is an Author to publish Author Content and join the Earnings Program.

PLEASE NOTE: Section 16 contains a mandatory arbitration provision and class action waiver, which requires you to arbitrate certain disputes and claims with us and limits the manner in which you can seek relief from us. In addition, Section 3 contains terms for auto-renewing subscription payments and free trials (including how to cancel).

If you have any questions about these Terms or our Platform, please contact us at [email protected]. For information about how we collect, use, share, and otherwise process information about you, please see our Privacy Policy.

2. ELIGIBILITY

3. USER ACCOUNTS

4. SUBSCRIPTIONS

Please note that other or additional terms and conditions ("Other Subscription Terms") may apply to the purchase and renewal of subscriptions by you on TheStreet Pro website.

5. Renewals and Auto-Renewal Terms.

All TheStreet Pro subscriptions automatically renew to ensure uninterrupted access. Auto-renewal cannot be deselected at checkout. By completing a purchase or activating a trial, you authorize TheStreet Pro to automatically renew your subscription for consecutive periods of the same length (e.g., monthly or annually) at the then-current price, unless you cancel in accordance with these Terms. You may turn off auto-renewal at any time by contacting us at [email protected] or 1-866-321-8726.

Your payment method on file will be charged at the start of each renewal term. Current renewal pricing and subscription term length are disclosed at checkout and, for existing members, in the renewal notice sent at least 30 days before your renewal date. You may review the status of your subscription, including your current term, in your account settings.

Renewals for Existing Annual Members

Existing annual members will receive a renewal notice at least 30 days before the renewal date. The notice will include:

To avoid renewal charges, you must cancel 3 days or more before the start of the new term. If you cancel after renewal has been processed, you will retain access through the end of the renewed annual term; no refunds are issued for partial years.

Monthly Subscription Terms

Monthly subscriptions are non-refundable.

To avoid being charged for the next month, you must cancel 3 days or more before your next billing date. If you cancel at any time during a monthly term, your access will continue through the end of that month, with no additional charges.

6. Cancellation & Refund

6.1. Standard Annual Subscriptions (Non-Trial Purchases)

6.2. Trial Subscriptions

6.3. Monthly Subscription Terms

Monthly subscriptions are non-refundable.

To avoid being charged for the next month, you must cancel 3 days or more before your next billing date. If you cancel at any time during a monthly term, your access will continue through the end of that month, with no additional charges

6.4. How to Cancel

7. USER CONTENT AND AUTHOR CONTENT

8. USER CONDUCT AND CONTENT

Subject to your compliance with these Terms, you may use the Platform only for your own personal, noncommercial use (except as specifically pre-approved in writing by TheStreet Pro for commercial use). Any use of the Platform other than as specifically authorized herein, without our prior written permission, is strictly prohibited.

You will not violate any applicable law, contract, intellectual property right, or other third-party right or commit a tort in connection with your use of our Platform, and you are solely responsible for your conduct while using our Platform. Further, you will not:

You may not create, post, store, or share any Submitted Content that:

Enforcement of this Section 5 is solely at TheStreet Pro's discretion, and failure to enforce this section in some instances does not constitute a waiver of our right to enforce it in other instances. In addition, this Section 5 and any action taken or not taken by TheStreet Pro hereunder shall not create any cause of action on the part of any third party or any reasonable expectation that the Platform will not contain any content that is prohibited by this section.

9. OWNERSHIP

The Platform, including all content contained therein, including Partner Content and Submitted Content, text, graphics, images, photographs, audio, videos, illustrations, themes, objects, stories, concepts, artwork, and other content contained therein, is owned by TheStreet Pro or our licensors and is protected under both United States and foreign laws. Except as explicitly stated in these Terms, all rights in and to the Platform are reserved by us or our licensors.

10. FEEDBACK

You may voluntarily post, submit, or otherwise communicate to us any questions, comments, suggestions, ideas, original or creative materials, or other information about TheStreet Pro or our Platform (collectively, "Feedback"). You grant us a perpetual, irrevocable, royalty-free, non-exclusive license to use, reproduce, create derivative works of, sell, and otherwise exploit Feedback (or any product or service created based upon such Feedback) for any purpose, commercial or otherwise, without acknowledgment or compensation to you.

11. TRADEMARKS

TheStreet Pro and our other names, logos, our product or service names, and our slogans are trademarks that are owned or licensed by TheStreet Pro and may not be copied, imitated, or used, in whole or in part, without our prior written permission. All other trademarks, registered trademarks, product names and company names, or logos mentioned on the Platform are the property of their respective owners. Reference to any products, services, processes, or other information by trade name, trademark, manufacturer, supplier, or otherwise does not constitute or imply endorsement, sponsorship, or recommendation by us.

12. REPEAT INFRINGER POLICY; COPYRIGHT COMPLAINTS

In accordance with the Digital Millennium Copyright Act and other applicable law, we have adopted a policy of terminating, in appropriate circumstances, the accounts of users who repeatedly infringe the intellectual property rights of others. If you believe that anything on our Platform infringes any copyright that you own or control, you may notify TheStreet Pro's designated agent as follows: [email protected]

Please see 17 U.S.C. § 512(c)(3) for the requirements of a proper notification. Also, please note that if you knowingly misrepresent that any activity or material on our Platform is infringing, you may be liable to TheStreet Pro for certain costs and damages.

13. PARTNER AND OTHER THIRD-PARTY CONTENT

In addition to Partner Content and Submitted Content, the Platform may also include or link to other content or information provided by or about third-party websites, products, services, activities, or events (collectively, "Third-Party Content"). We are not responsible for Third-Party Content. Your interactions with or correspondence with the providers of Third-Party Content and your use of or interaction with any Third-Party Content are solely between you and the third party providing it. TheStreet Pro does not control or endorse, and makes no representations or warranties regarding, any Third-Party Content, and your access to and use of such Third-Party Content is at your own risk.

14. MODIFYING AND TERMINATING OUR PLATFORM

We reserve the right to modify our Platform or to suspend or stop providing all or portions of our Platform at any time. You also have the right to stop using our Platform at any time. We are not responsible for any loss or harm related to your inability to access or use our Platform at any time.

15. INDEMNIFICATION

To the fullest extent permitted by applicable law, you will indemnify, defend and hold harmless TheStreet Pro, and our respective officers, directors, agents, Partners and employees (individually and collectively, the "TheStreet Pro Parties") from and against any losses, liabilities, claims, demands, damages, expenses or costs ("Claims") arising out of or related to (a) your access to or use of the Platform; (b) your Author Content, User Content or Feedback; or (c) your violation of these Terms. You agree to promptly notify TheStreet Pro of any third-party Claims, cooperate with the applicable TheStreet Pro Parties in defending against such Claims, and pay all fees, costs, and expenses associated with defending such Claims (including attorneys' fees). You also agree that TheStreet Pro Parties will have control of the defense or settlement, at TheStreet Pro's sole option, of any third-party Claims. This indemnity is in addition to, and not in lieu of, any other indemnities set forth in any other agreement between you and TheStreet Pro or the other TheStreet Pro Parties.

16. DISCLAIMERS; ASSUMPTION OF RISK

Your use of our Platform is at your sole risk. Except as otherwise provided in a writing by us, our Platform and any content therein (including any Third-Party Content) are provided "as is" and "as available" without warranties of any kind, either express or implied, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. In addition, TheStreet Pro does not represent or warrant that our Platform will be available, accurate, complete, reliable, current, or error-free. You assume the entire risk as to the quality and performance of the Platform.

17. LIMITATION OF LIABILITY

18. RELEASE

To the fullest extent permitted by applicable law, you release TheStreet Pro and the other TheStreet Pro Parties from responsibility, liability, claims, demands and/or damages (actual and consequential) of every kind and nature, known and unknown (including claims of negligence), arising out of or related to disputes between users and the acts or omissions of third parties. If you are a consumer who resides in California, you hereby waive your rights under California Civil Code § 1542.

19. DISPUTE RESOLUTION; BINDING ARBITRATION

Please read the following section carefully because it requires you to arbitrate certain disputes and claims with TheStreet Pro and limits the manner in which you can seek relief from us, unless you opt out of arbitration by following the instructions set forth below. No class or representative actions or arbitrations are allowed under this arbitration provision. In addition, arbitration precludes you from suing in court or having a jury trial.

20. GOVERNING LAW AND VENUE

Any dispute arising from these Terms and your use of the Platform will be governed by and construed and enforced in accordance with the laws of New York, except to the extent preempted by U.S. federal law, without regard to conflict of law rules or principles (whether of New York or any other jurisdiction) that would cause the application of the laws of any other jurisdiction. Any dispute between the parties that is not subject to arbitration or cannot be heard in small claims court will be resolved in the state or federal courts of the County of New York, State of New York.

21. MODIFYING THESE TERMS

We may make changes to these Terms from time to time. If we make material changes, we will provide you with notice of such changes, such as by sending an email, providing a notice through our Platform, or updating the date at the top of these Terms. Unless we say otherwise in our notice, the amended Terms will be effective immediately, and your continued use of our Platform after we provide such notice will confirm your acceptance of the changes. If you do not agree to the amended Terms, you must stop using our Platform. Unless material changes are made to the arbitration provision under Section 16, you agree that modification of these Terms does not create a new right to opt out of arbitration.

22. MISCELLANEOUS

Questions? Contact us at [email protected].